Change Your Credit Card Due Date To Match Your Social Security Income – The latest numbers I saw from the Social Security Administration says that almost a quarter of the recipients, or close to. for me since my mortgage payment, the largest regular bill I have, is due.
The Best Way to Refinance a Small Mortgage – · A reader asked me about refinancing a mortgage. I gave him my usual spiel about getting a no cost refinance, stepping down the ladder, etc.I also gave him the short list of lenders I shop from: First IB, NMA, and AmeriSave.. He came back to me saying he couldn’t get a no cost refi from any of them because the balance on his current mortgage is too small.
Why Don’t I Pay Off My Mortgage? – Financial Freedom – · Followers of this blog know that I tend to focus on saving and investing rather than trying to pay off my mortgage faster. Indeed, our household assets are projected to exceed $1 million this year but weâ ve still got a $200,000 mortgage to contend with. So why donâ t I make it a priority to pay off my mortgage? Itâ s not strictly about dollars and cents.
The Mortgage Professor: Does it matter which day of the month your mortgage closes? – If you close on July 29, for example, you pay interest at closing covering July 30, 31 and Aug. 1. Your first monthly payment is due Sept. 1. So at closing you. changed and will not apply to loans.
The Mortgage Professor: Closing dates: Do they matter? – When refinancing, however, it’s not a good idea to close on a Friday. The interest clock on a mortgage starts ticking the day funds are disbursed, typically the closing date of a purchase or three.
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· My wife and I currently owe $80,000 on our home which is valued around $310,000. We financed it in 2010 with a 15 year fixed rate. I plan to retire at the end of this year due to various reasons.
Choosing a Mortgage Term: 15-Year vs. 30-Year – With a 15-year mortgage, your monthly payments are higher but you’ll pay less in interest overall. With a 30-year mortgage, the opposite is usually true. You’ll end up paying more for your house due.
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